Plan to use your iPad to create a recording? See Recording in Zoom Using an iPad.
When recording, is recommended that you select the Record to the Cloud option (as opposed to Local Recording). Using the cloud recording option will allow you to use the auto transcript function to automatically transcribe the audio of a meeting that you record to the cloud. The auto transcript function is not available with local recordings.
The following resource should help in using Zoom's auto-transcript feature:
For help in sharing Zoom recordings, see the following: